PCI DSS
Payment Card Security Compliance Track
PCI DSS
PCI DSS protects cardholder data and sets security requirements for organizations handling payment cards. iB49 helps merchants and processors implement required controls, perform scoping, and prepare for QSA assessments.
Who needs PCI DSS?
Merchants, payment processors, gateways, and any organization storing, processing or transmitting cardholder data.
Key benefits
Compliance with PCI DSS is a requirement for all entities that handle cardholder data, ensuring a baseline for secure transactions.
Fines Avoidance
Avoid heavy penalties, potential fees, and sanctions from card brands for non-compliance or breaches.
Client Trust
Demonstrate commitment to securing sensitive payment data, building essential confidence and loyalty.
Risk Reduction
Implement 12 core security requirements to significantly reduce the likelihood of costly data breaches.
Mandatory
Fulfill the contractual security obligations required by major credit card companies and their acquiring banks.
Our Approach
We structure your compliance journey around the 12 Core Requirements of PCI DSS, focusing on network segmentation and control implementation.
Scope
Identify all systems, networks, and data flows that process, store, or transmit cardholder data.
Control
Implement and document all 12 mandatory requirements, like strong encryption and access controls.
Validate
Complete a Self-Assessment Questionnaire (SAQ) or an on-site audit by a Qualified Security Assessor (QSA).
Maintain
Perform continuous monitoring, vulnerability scans, and annual re-validation to stay compliant.
Final Documentation and Tools
Scope diagram, segmentation plan, control remediation list, SAQ/QSA support.
F.A.Q.
PCI DSS is a security standard mandatory for any entity that processes, stores, or transmits credit card data.
All merchants and service providers involved in handling the sensitive Primary Account Number (PAN) must comply.
The CDE includes all people, processes, and technology that interact with or could impact cardholder data.
Penalties include hefty fines, increased transaction fees, and the potential loss of card processing privileges.
An SAQ (Self-Assessment Questionnaire) is a compliance validation tool used by lower-volume merchants to attest to their status.